About KRD

Krajowy Rejestr Długów Biuro Informacji Gospodarczej SA (National Debt Register Economic Information Bureau) is the first and the largest bureau of economic information in Poland. It was established in 2003 under the Act of 14th February 2003 on the Access to the Economic Information.

On 14th of June 2010 the new Act of 9th April 2010 upon Giving Access to Economic Information and Economic Data Exchange (Journal of Laws No. 81, item 530) came into force.

After the Act upon Giving Access to Economic Information and Economic Data Exchange was passed by the Parliament in 2010, the right to publicize data upon their debtors has been granted to secondary creditors, communities and private people. Thanks to this, the database of Krajowy Rejestr Długów will have been expanded with 3 millions of information, which entails its diversity.

The new regulations will allow among others for: transferring to economic information bureau information upon indebtedness of the subjects, who are not bound by a consumer credit agreement, e.g. regarding guarantors.

The mission of KRD is to build a pan-European system of information exchange on reliable and unreliable business entities. Being the forerunner in the field of receiving, storing and making the economic information available, KRD intends to find its place in the economic operations of European countries.

Among the clients of KRD there are major financial and lease institutions, gas, energy and housing industries as well as many other small and medium-sized companies. Numerous firms in Poland have used the services of KRD to recover their money or minimize the risk of transactions by way of verifying potential business partners. More and more foreign companies also have interest in cooperation with KRD.